Non VBV/MSC BINs, list of best non vbv msc bins, non msc bins, cards, banks are crucial because they allow consumers and companies to stay competitive in the rapidly evolving online marketplace. Using credit cards is the most crucial part of online convenience and security. Non-VBV cards are crucial for carding because, in most situations, carding is nearly impossible without one.
The creation of the Verified by Visa (VBV) and Mastercard Secure Code (MSC) protocols is just one example of how technological advancements contribute to better credit card security practices. Online transactions are further protected by these security features, which reduces their susceptibility to fraud.
Some online shoppers and businesses eventually found it annoying. The non-VBV/MSC BIN list is due to this. The definition of non-VBV/MSC BIN and the most recent updated list for 2026 are the main topics of this page. Comprehending BIN Comprehending
In actuality, BANK IDENTIFICATION NUMBER stands for BIN. Each credit card has its own six-digit number. There are numerous locations where you can find the information if you need it.
Also Read: Non VBV Bins 2026 – The Private Non VBV BIN List That Still Prints
What Is VBV?
Certain debit and credit cards come with an additional layer of online security called Verified by Visa, or VBV/3D. Before the payment is approved for these cards, the cardholder must acknowledge the transaction right away. This can be done by phone, SMS, or email. The confirmation may include an OTP or the owner responding to a question verifying their Social Security Number (SSN), parent or partner’s name, date of birth, or password.
The additional data that VBV cards require is not needed for non-VBV cards. They are helpful for fraudulent activity because of this.
Also Read: Top Bitcoin Cardable Sites List & No Otp Crypto Carding Methods 2026
What Is MSC?
The procedure for Mastercard credit cards is comparable to that of Visa cards, which are more secure. MasterCard Secure Code, or MSC for short, offers security comparable to VBV.
Read: Cardable Sites 2026: Non Vbv Cardable Websites List + Security Pro Tips
What Is OTP?
This term refers to a one-time password. The password can be a unique string of characters or numbers for each transaction.
Our list only includes 2D or non-VBV cards. These BINs pass VBV windows without an OTP.
Best Bins for Carding
| BIN | Provider | Issuer | Type | Subtype | Issuing Country |
| 430023 | VISA | World’s Foremost Bank | Credit | Classic | USA |
| 438948 | VISA | Commerce Bancshares | Credit | Platinum | USA |
| 488893 | VISA | Fia Card Services | Credit | Platinum | USA |
| 426429 | VISA | Bank of America | Credit | Platinum | USA |
| 480012 | VISA | Fia Card Services | Credit | Gold Premium | USA |
| 486236 | VISA | Capital One Bank | Credit | Platinum | USA |
| 441297 | VISA | First National Bank of Omaha | Credit | Platinum | USA |
| 401398 | VISA | U.S. Bank National Association | Credit | Platinum | USA |
| 431307 | VISA | Fia Card Services. | Credit | Signature | USA |
| 426428 | VISA | Fia Card Services | Credit | Platinum | USA |
| 416621 | VISA | World Financial Network | Credit | Classic | USA |
UK List of non VBV Bins Best Non Vbv Msc Bins
- 401805 = ITALY = Debts
- 402360 = ITALY = Debt
- 409015 = SPAIN = CREDIT
- 413585 = GERMANY = CREDIT
- 416029 = ITALY = CREDIT
- 424607 = NETHERLANDS = CREDIT
- 425723 = GERMANY = CREDIT
- 435659 = SPAIN = CREDIT
- 450608 = SPAIN = CREDIT
- 450625 = SPAIN = CREDIT
- 450663 = BELGIO = CREDIT
- 453243 = GERMANY = CREDIT
- 454108 = SWEDEN = Debt
- 454617 = GERMANY = CREDIT
- 454618 = GERMANY = CREDIT
- 455218 = BELGIO = CREDIT
- 455221 = SPAIN = CREDIT
- 455262 = SWEDEN = Debt
- 456140 = FRANCE = CREDIT
- 456354 = NETHERLANDS = CREDIT
- 456542 = ITALY = CREDIT
- 456997 = NORWAY = DEBIT
- 457101 = DENMARK = DEBIT
- 457109 = DENMARK = DEBIT
UK non-VBV BINs List Best Non Vbv Msc Bins
- 475129 446281
- 489396 465921
- 525302 518675
- 426393 476372
- 446278 475139
- 454313 465923
- 492182 492181
- 476230 546811
- 498824 446242
- 476367 455572
- 492942 377130
- 465904 476248
- 529930 475124
- 552068 465935
- 512687 557349
- 542502 465946
- 379004 475141
- 454742 475130
- 550129 465911
- 531307 404970
- 459654 465903
- 528166 557361
- 379007 492914
- 540758 379008
- 539123 492945
- 550129 379009
- 37900 379001
- 485738 475139
List of non-VBV BINs
- 430023 – Visa Debit/Credit Classic
- 438949 – Visa Platinum Deb/Credit
- 488893 – Visa Debit/Credit Platinum
- 426429 – Visa BOA Debit/Credit Platinum
- 480012 – Visa Debit/Credit Gold Premium
- 486236 – Deb/Cred Capital1 Platinum
- 416621 – Visa Debit/Credit Classic
- 431307 – Visa Debit/Credit Signature
- 441297 – Visa Platinum Debit/Credit
- 402074 – Walmart
- 441103 – Walmart
- 424631 – Walmart
- 551149 – Walmart
- 540168 – Walmart
- 426685 – Walmart
- 400344 – Expedia Flights
- 478864 – Sprint
- 400344 – Sprint
- 552176 – Verizon
- 545950 – Verizon
US non-vbv BINs
- BIN: xxxxxx45978584578 Card Brand: VISA Issuing Organization: WORLD’S FOREMOST BANK Card Type (DEBIT/CREDIT/CHARGE): CREDIT Card SubType: CLASSIC Issuing Country: UNITED STATES ― Non vbv bins list
- BIN: xxxxxx15890987354 Card Brand: VISA Issuing Organization: COMMERCE BANCSHARES, INC. Card Type (DEBIT/CREDIT/CHARGE): CREDIT Card SubType: PLATINUM Issuing Country: UNITED STATES
- BIN: xxxxxx15890987354 Card Brand: VISA Issuing Organization: FIA CARD SERVICES, N.A. Card Type (DEBIT/CREDIT/CHARGE): CREDIT Card SubType: PLATINUM Issuing Country: UNITED STATES
- BIN: xxxxxx15890987354 Card Brand: Visa Issuing Organisation: BANK OF AMERICA, N.A. Card Type (DEBIT/CREDIT/CHARGE): CREDIT Card SubType: PLATINUM Issuing Country: UNITED STATESBIN: xxxxx15890985670
- BIN:xxxxxx15890985670 Card Brand: VISA Issuing Organization: FIA CARD SERVICES, N.A. Card Type (DEBIT/CREDIT/CHARGE): CREDIT Card SubType: GOLD PREMIUM Issuing Country: UNITED STATES
- BIN: xxxxx15890987354 Card Brand: VISA Issuing Organization: CAPITAL ONE BANK (USA), N.A. Card Type (DEBIT/CREDIT/CHARGE): CREDIT Card SubType: PLATINUM Issuing Country: UNITED STATES
- BIN: xxxxxx15890940521 Card Brand: VISA Issuing Organization: FIRST NATIONAL BANK OF OMAHA Card Type (DEBIT/CREDIT/CHARGE): CREDIT Card SubType: PLATINUM Issuing Country: UNITED STATES
- BIN: xxxxxx15890987354 Card Brand: VISA Issuing Organization: U.S. BANK NATIONAL ASSOCIATION ND Card Type (DEBIT/CREDIT/CHARGE): CREDIT Card SubType: PLATINUM Issuing Country: UNITED STATE
- BIN: xxxxx15890988932 Card Brand: VISA Issuing Organization: FIA CARD SERVICES, N.A. Card Type (DEBIT/CREDIT/CHARGE): CREDIT Card SubType: SIGNATURE Issuing Country: UNITED STATES
- BIN: xxxxxx20880985132 Card Brand: VISA Issuing Organization: FIRST NATIONAL BANK OF OMAHA Card Type (DEBIT/CREDIT/CHARGE): CREDIT Card SubType: PLATINUM Issuing Country: UNITED STATES.
EU non-vbv bin list
- 401805 – ITALY = DEBIT
- 402360 – ITALY = DEBIT
- 409015 – SPAIN = CREDIT
- 413585 – GERMANY = CREDIT
- 416029 – ITALY = CREDIT
- 424607 – NETHERLANDS = CREDIT
- 425723 – GERMANY = CREDIT
- 435659 – SPAIN = CREDIT
- 450608 minus SPAIN = CREDIT
- 450625 minus SPAIN = CREDIT
- 450663 – BELGIUM = CREDIT
- 453243 – GERMANY = CREDIT
- 454108 – SWEDEN = DEBIT
- 454617 – GERMANY = CREDIT
- 454618 – GERMANY = CREDIT
- 455218 – BELGIUM = CREDIT
- 455221 – SPAIN = CREDIT
- 455262 – SWEDEN = DEBIT
- 456140 minus FRANCE = CREDIT
- 456354 – NETHERLANDS = CREDIT
- 456542 = ITALY = CREDIT
- 456997 – NORWAY = DEBIT
- 457101 – DENMARK = DEBIT
- 457109 – DENMARK = DEBIT
- 457119 – DENMARK = DEBIT
- 457136 – DENMARK = DEBIT
- 459996 – SPAIN = CREDIT
- 461668 – JORDAN = CREDIT
- 467293 – ITALY = CREDIT
- 477547 – SPAIN = CREDIT
- 486447 – NORWAY = CREDIT
- 490744 – GERMANY = CREDIT
- 490829 – GERMANY = CREDIT
- 490943 – SPAIN = CREDIT
- 491889 – SWEDEN = DEBIT
- 492044 – GERMANY = CREDIT
- 492057 – FINLAND = DEBIT
- 492119 – SPAIN = CREDIT
- 492121 – SPAIN = CREDIT
- 492520 – NORWAY = DEBIT
- 492591 – COLOMBIA = CREDIT
- 493846 – TURKEY = CREDIT
- 494028 – SPAIN = CREDIT
- 496626 minus SPAIN = CREDIT
- 497301 – FRANCE = DEBIT
- 497306 – FRANCE = CREDIT
- 523224 – GERMANY = CREDIT
- 523252 – GERMANY = CREDIT
- 523276 – GERMANY = CREDIT
- 523298 – GERMANY = CREDIT
- 535329 – FINLAND = CREDIT
- 541256 – SWEDEN = CREDIT
- 541327 – BELGIUM = CREDIT
- 541869 – ITALY = CREDIT
- 543012 – FINLAND = CREDIT
- 546899 – BELGIUM = CREDIT
- 549003 – GERMANY = CREDIT
- 549713 – GERMANY = CREDIT
- 552143 – TURKEY = CREDIT
- 479126 [ ESL F.C.U. VISA DEBIT CLASSIC UNITED STATES ]
- 410894 [ BRANCH BANKING AND TRUST COMPANY VISA DEBIT CLASSIC UNITED STATES ] ― Non-vbv bins list
- 427138 [ CITIBANK, N.A. VISA CREDIT PREMIER UNITED STATES ]
- 480011 [ FIA CARD SERVICES, N.A. VISA CREDIT GOLD PREMIUM UNITED STATES ]
- 439102 [Krungthai Card Public Co., Ltd., VISA CREDIT PLATINUM Thai]
- 498235 [ ]
- 478192 [ ]
- 476164 [ TCF NATIONAL BANK VISA DEBIT CLASSIC UNITED STATES ]
- 432845 [ SOVEREIGN BANK VISA DEBIT CLASSIC UNITED STATES ]
- 488893 [ FIA CARD SERVICES, N.A. VISA CREDIT PLATINUM UNITED STATES ]
- 432630 [ BANK OF AMERICA, N.A. VISA DEBIT PLATINUM UNITED STATES ]
- 456678 [ MITSUBISHI UFJ FINANCIAL GROUP, INC. VISA CREDIT GOLD PREMIUM JAPAN ]
- 406095 [ NAVY F.C.U. VISA CREDIT CLASSIC UNITED STATES ]
- 462120 [ CITIBANK, N.A. VISA CREDIT CLASSIC UNITED STATES ]
- 465614 [First FIRST FEDERAL and Loan Association of Charlotte Visa Debit Classic CLASSIC UNITED STATES ]
