About Me

Thanks for stopping by my little corner of the investment world! As a DIY Investor, I openly share my journey, trades, portfolios, and investment mistakes.

DIY Investor Stock Portfolio

Disclaimer: I’m not a financial advisor. No content is meant to be a recommendation. Please do your own research. Pages might contain affiliate links. Please read my Disclaimer page.

Nice to meet you!

Hi, I’m Noah. I am from Germany, love Europe, especially the region of the Alps, but I live in Singapore for many years.  I am in my mid-40s, happily married, and have two kids.

Put simply, I’m a combo of a DIY InvestorEntrepreneur and financial blogger.

The reason why I love to blog is that it helps me to organize my thoughts. If I want to hone in on thoughts about a certain investment, writing helps me to crystallize my opinion more than any other process.

A quick timeline of my journey:

Timeline

Becoming A DIY Investor

I was 14 years old when I bought my first stock: Microsoft! I bought it at split-adjusted 0,25 USD and rode it all the way up to 0,35 USD.. when I sold it! ‘If only I would have, I kept saying to myself.

I did not hold on to my $MSFT shares, but what this story did was it planted a seed. It gave me a front-row seat and let me witness the magic of compounding interest

I genuinely enjoy helping people think about money, managing their portfolios, and discussing investment opportunities. I also enjoy collecting and creating interesting ranking charts.

I share all the tools and products I use on my investor toolbox page.

My Entrepreneurial Journey

Besides managing my own money, I was always quite entrepreneurial. I founded my own marketing service firm in Singapore in 2004, and invested all the money I had.

After selling it in 2018 for 500,000 USD in cash, and 1,5 Mio USD in shares from the acquiring company. It took a monumental amount of effort to build, and I consider myself very, very lucky that I was able to sell it. 

I’m still a shareholder in the company that acquired mine, and since then receive between 30- 100,000 USD dividends p.a.

What Is Stealth Wealth?
  • 1978

    Born in Germany

  • 1982

    Bought my first stock (Microsoft)

  • 1996

    Studied Business & Economics

  • 2002

    Moved to Singapore

  • 2004

    Started a marketing service company 

  • 2017

    Bought my first Bitcoin at 1,050 USD/BTC

  • 2018

    Sold my company for 1,5 Mio USD in shares and 500,000 USD in cash to an  American group; invested 200,000 USD in a long-only crypto fund

  • 2019

    Not working in any corporate role anymore, started focusing on generating passive income from stocks, real estate and digital assets 

  • 2020

    Started with my All-Weather Portfolio in May 2020

  • 2021

    In March 2021, the first time I receive 500 USD in dividends

  • 2022

    In March 2022, the first time I receive 1.000 USD in dividends

  • 2022

    The crypto fund I invested in (see 2018) pays out 700,000 USD (invested 200,000 USD). Terra implodes (I lost 95,000 USD). Celsius goes bankrupt (100,000 USD still locked up). Receive 135,000 USD in dividends from companies I own shares in.

  • 2022

    Launched Wisestacker.com in April to share my All-Weather Portfolio, dividend calendar, and most recent investment ideas on my financial blog.

Why Did I Create This Site?

I created my pseudo-anonymous profile, WiseStacker, to feel more relaxed about sharing how much money I own and the trades I make. 

I always loved to see how other people managed and invested their money. It inspires and motivates me.

But you see, somehow most people, especially fellow Germans, don’t speak about money.

Even among good friends, it’s considered to be ‘nosy’ when asking about how they manage their money, or god forbid, even ask about someone’s salary! 

Germans are a bit like coconuts 🥥.. a bit cold and hard on the ‘outside’, but once you break through their hard shell, we are actually quite open fellows, appreciating deep and genuine connections. 

I find Americans are more like peaches 🍑.. but let’s not get sidetracked 😉

And after having had some investment success, and having helped plenty of my friends and family members, I created this website with the aim to help less experienced DIY investors to at least see how I manage my money, e.g. in my All-Weather Portfolio or Digital Asset Portfolio.

Check out how I find high-yield dividend stocks or my top reasons why I own gold.

 

Compass Investment Partner - For DIY-Investor

What is Stealth Wealth?

I practice stealth wealth

Most people around me don’t really know that I am relatively well off. So what is stealth wealth exactly? Put simply, it’s when you have money, without showing it.

It allows me to live a peaceful and relaxed life because I don’t become the target of any envy or resentment. I like discretion, and don’t want to flaunt my wealth and draw attention. 

I am a total optimist, but also a realist, who believes the coming years will be turbulent. I just think it’s best to keep your financial matters to yourself. 

That’s why on WiseStacker.com, I decided to use a pseudo-anonymous profile.  Although I’m a multi-millionaire, I live a relatively modest lifestyle. 

5 Fun Facts About Me.

Fact #1 – The first precious metal stock I bought was from an Australian mining company called MIM. It was in the early 90s (I was 15 years old). MIM was taken over by Xstrata, then became part of Glencore.

Fact #2 – For two years I worked for Germany’s Discount Broker Consors (now part of BNP).

Fact #3 – I guess I am one of the few people in the world who sold the same company twice.

Fact #4 – My first 10x trade was with Take-Two Interactive ($TTWO), the publisher of Grand Theft Auto. I bought the stock at 17 USD and sold it at 175 USD. 

Fact #5 – The worst trade I ever made was buying 2,000 Terra ($LUNA) at 6 USD, and not selling it at 115 USD. Now it is a zero. At its height, it was worth 225,000 USD. 

Check out what I am up to at the moment on my now page.

If you don’t find a way to make money while you sleep, you will work until you die.

Warren Buffett

The WiseStacker Way

The WiseStacker Way To Financial Freedom.

Here are the 10 steps I recommend you to take to become FIRE (be financially free and retire early):

1️⃣
Write down a simple plan.

 

2️⃣
Know your investment style.
Are you a hands-off mutual fund/ETF kind of investor, or a DIY investor? 

3️⃣
Get rid of any bad debt such as a car or credit card loan. Only have ‘good debt’, e.g. a low-interest loan for a mortgage.

4️⃣
Track and keep your expenses low

 

5️⃣
Don’t keep more than one-third of your wealth in any one bucket.
Have several different ‘asset buckets’, here are mine:

I   Stocks & ETFs (👉Dividend Folio)
II  Precious metals (👉 Goldbroker)
III Crypto (👉 Digital Asset Folio
IV Private equity (shares in 6x firms)
V  Alternatives (e.g. 👉 Sun Exchange)
VI Real estate & properties

6️⃣
Save a portion of every dollar you get. 20% is the minimum (of net salary), 30-50% is awesome, and now, let the 3x Amigos do their thing: 

WiseStackers three amigos

🥇  switch on the auto-pilot
🥈  dollar cost average (DCA)
🥉 compound interest

7️⃣
Manage your risk

 

8️⃣
When you can live off the dividends, you have enough f-u money. Congrats, you are financially free.

9️⃣
Wisely stack your passive income and dividends. Don’t let the normal market ups and downs bring you down. 

🔟
Become a DIY investor and start stacking, wisely.

I am financially independent and manage my portfolio myself. I am very happy and grateful for what I have. To show my appreciation, I created a dedicated Gratitude page. 

Full disclosure: Some of the products, books, or services I recommend on my page might be affiliate links. Please read my disclaimer page for more info.

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Reach out if you like – always love hearing from fellow DIY investors!

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